Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Delivering on the Promise of Quality, Affordable Health Care

Now the fight for health care reform is in Austin, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Texas — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, TexPIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Texans to finally demand that the industry do better.
  2. Have high standards, so that bad plans aren’t an option.
  3. Be open to as many Texans as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.
  4. Be accountable to the public.

Issue updates

News Release | TexPIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
Media Hit | Health Care

Millions of Texans benefiting from health care coverage improvements

As Texas lawmakers on the House Committee on Public Health and the House Committee on Insurance meet to discuss state implementation of the federal Affordable Care Act (ACA) today, a broad coalition of organizations working to implement the legislation are touting several provisions already in effect that are helping Texans gain access to affordable coverage and updating members on the additional benefits health reform will bring in 2014.

> Keep Reading
News Release | TexPIRG | Health Care

State Representatives hear benefits of health reform for Texans

As Texas lawmakers on the House Committee on Public Health and the House Committee on Insurance meet to discuss state implementation of the federal Affordable Care Act (ACA) today, a broad coalition of organizations working to implement the legislation are touting several provisions already in effect that are helping Texans gain access to affordable coverage and updating members on the additional benefits health reform will bring in 2014. 

> Keep Reading
News Release | TexPIRG | Health Care

TexPIRG Statement on Supreme Court's recent announcement

The Supreme Court’s decision to hear arguments on the new health reform law means that soon, the question of its constitutionality will be settled, allowing states and policymakers to focus on lowering costs for consumers without being distracted by counterproductive lawsuits.

> Keep Reading

Pages

News Release | TexPIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
Media Hit | Health Care

Millions of Texans benefiting from health care coverage improvements

As Texas lawmakers on the House Committee on Public Health and the House Committee on Insurance meet to discuss state implementation of the federal Affordable Care Act (ACA) today, a broad coalition of organizations working to implement the legislation are touting several provisions already in effect that are helping Texans gain access to affordable coverage and updating members on the additional benefits health reform will bring in 2014.

> Keep Reading
News Release | TexPIRG | Health Care

State Representatives hear benefits of health reform for Texans

As Texas lawmakers on the House Committee on Public Health and the House Committee on Insurance meet to discuss state implementation of the federal Affordable Care Act (ACA) today, a broad coalition of organizations working to implement the legislation are touting several provisions already in effect that are helping Texans gain access to affordable coverage and updating members on the additional benefits health reform will bring in 2014. 

> Keep Reading
News Release | TexPIRG | Health Care

TexPIRG Statement on Supreme Court's recent announcement

The Supreme Court’s decision to hear arguments on the new health reform law means that soon, the question of its constitutionality will be settled, allowing states and policymakers to focus on lowering costs for consumers without being distracted by counterproductive lawsuits.

> Keep Reading

Pages

Result | Health Care

Young People Now Covered

This year, the federal health care reforms that TexPIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | TexPIRG | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise. Yet there are policy solutions that can make a difference and give consumers a better deal on health care.

> Keep Reading
Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #7: Designing a Consumer-Friendly Exchange: The exchange is a store where consumers can buy health insurance products – and anyone who’s worked retail knows that the consumer experience is critical.  For all the attention that must be paid to getting the behind-the-scenes aspects of the exchange to work, the front-end is just as important.

> Keep Reading
Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #6: The Exchange and Public Programs: While the exchange represents a significant new opportunity for states to improve the quality and affordability of health insurance, it is only one piece of the larger health care landscape.  Public programs, including Medicaid and the Children’s Health Insurance Program (CHIP), will continue to play a significant role, and the way they interact with the exchange will be important to the success of both.

> Keep Reading
Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #5: Driving Quality and Cost Improvements through the Exchange: A health care exchange that pools its enrollees’ bargaining power will help give consumers a better deal on their coverage, but it will need to do more to get the unsustainable rise in health care costs under control.

> Keep Reading
Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #4: Ensuring Exchange Stability and Protecting Against Adverse Selection: The idea of creating health insurance purchasing pools, like those called for in the Affordable Care Act, is not a new one. In the past, many states have experimented with creating such pools, and their experience has shown that mechanisms like the exchange can succeed at improving choice and holding down costs.

> Keep Reading

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