Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Delivering on the Promise of Quality, Affordable Health Care

Now the fight for health care reform is in Austin, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Texas — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, TexPIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Texans to finally demand that the industry do better.
  2. Have high standards, so that bad plans aren’t an option.
  3. Be open to as many Texans as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.
  4. Be accountable to the public.

Issue updates

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #4: Ensuring Exchange Stability and Protecting Against Adverse Selection: The idea of creating health insurance purchasing pools, like those called for in the Affordable Care Act, is not a new one. In the past, many states have experimented with creating such pools, and their experience has shown that mechanisms like the exchange can succeed at improving choice and holding down costs.

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News Release | TexPIRG | Health Care

A Year After the ACA, State Legislature Holds the Key to Lower Costs

A year after the passage of the new federal health care law, fierce political debate continues, but here in Texas, provisions of the law are beginning to help consumers and businesses. Small business are claiming tax credits to help them cope with the rising cost of coverage, and families won’t see their adult children kicked off the family health insurance plan just because they graduate from college or turn 21.

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Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #3: Spotlight on Small Business: While many Americans struggle with the rising costs and eroding quality of health care, the plight of small businesses stands out – lacking the advantages possessed by larger businesses, they face unique challenges.

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Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #2: Negotiating for a Better Deal: A well-made state exchange can help deliver lower costs for individuals and small businesses. Just as big businesses negotiate with insurers, using the bargaining power of their employees to push for lower premiums, so too can exchange enrollees benefit from a muscular exchange that negotiates on their behalf for better choices and lower costs.

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News Release | TexPIRG | Health Care

Bipartisan Health Care Fix Wins Obama Endorsement

The bipartisan Empowering States to Innovate Act (S. 248), which enables states to develop inventive policy solutions to the rising costs and dysfunctional insurance markets that plague our health care system, is a win-win for consumers and small businesses in states across the country.

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News Release | TexPIRG | Health Care

Ruling on Health Care Lawsuit Threatens to Burden Consumers with Higher Costs

Consumers and small businesses would face significantly higher insurance premiums, if higher courts ultimately uphold Judge's Vinson ruling to reverse last year's federal health care law

 

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News Release | TexPIRG | Health Care

Texas Groups: Texans Will Lose Big if Health Care Repealed

As Congress prepares to vote to repeal the federal health reform law this afternoon, Cover Texas Now, a coalition of consumer and faith-based organizations, reminds state lawmakers of  the high cost of repeal and the opportunity we have to make health care more secure for Texans.

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News Release | TexPIRG | Health Care

Health Care Repeal Would Have Costly Consequences for Texas Consumers and Small Businesses

Consumers and small businesses in Texas will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Texas of Repealing the New Federal Health Care Law, a new report released today by TexPIRG.

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News Release | TexPIRG | Health Care

Health Care Suit Threatens to Burden Consumers with Higher Costs

 

 

 

Statement of TexPIRG Advocate Melissa Cubria on the opening of oral arguments today on McCollum v. DHHS, the lawsuit brought by state attorneys generals and governors against the new federal health care law. If this lawsuit were to eventually succeed in stripping out individual responsibility from the new health care law, consumers will be the ultimate losers.

 

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News Release | TexPIRG | Health Care

Virginia Ruling Would Cost Consumers if Affirmed by Higher Courts

 

 

Judge Henry Hudson’s ruling today is simply bad for consumers- in Virginia or any other state.  If higher courts affirm Hudson’s ruling, Americans with insurance would be left with more than $1000 a year in higher insurance premiums because too many of those without coverage will continue to use the Emergency Room as their primary care. 

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