Health Care

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #7: Designing a Consumer-Friendly Exchange: The exchange is a store where consumers can buy health insurance products – and anyone who’s worked retail knows that the consumer experience is critical.  For all the attention that must be paid to getting the behind-the-scenes aspects of the exchange to work, the front-end is just as important.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #6: The Exchange and Public Programs: While the exchange represents a significant new opportunity for states to improve the quality and affordability of health insurance, it is only one piece of the larger health care landscape.  Public programs, including Medicaid and the Children’s Health Insurance Program (CHIP), will continue to play a significant role, and the way they interact with the exchange will be important to the success of both.

News Release | TexPIRG | Health Care

Top Insurers Divert 1 in 4 Premium Dollars Away from Patient Care

An investigation of six of America’s largest health insurers concluded that over one quarter of policy-holders’ premiums on the individual health insurance market did not go to medical care in 2009, according to a Senate Commerce, Science, and Transportation Committee report released yesterday.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #5: Driving Quality and Cost Improvements through the Exchange: A health care exchange that pools its enrollees’ bargaining power will help give consumers a better deal on their coverage, but it will need to do more to get the unsustainable rise in health care costs under control.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #4: Ensuring Exchange Stability and Protecting Against Adverse Selection: The idea of creating health insurance purchasing pools, like those called for in the Affordable Care Act, is not a new one. In the past, many states have experimented with creating such pools, and their experience has shown that mechanisms like the exchange can succeed at improving choice and holding down costs.

News Release | TexPIRG | Health Care

A Year After the ACA, State Legislature Holds the Key to Lower Costs

A year after the passage of the new federal health care law, fierce political debate continues, but here in Texas, provisions of the law are beginning to help consumers and businesses. Small business are claiming tax credits to help them cope with the rising cost of coverage, and families won’t see their adult children kicked off the family health insurance plan just because they graduate from college or turn 21.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #3: Spotlight on Small Business: While many Americans struggle with the rising costs and eroding quality of health care, the plight of small businesses stands out – lacking the advantages possessed by larger businesses, they face unique challenges.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #2: Negotiating for a Better Deal: A well-made state exchange can help deliver lower costs for individuals and small businesses. Just as big businesses negotiate with insurers, using the bargaining power of their employees to push for lower premiums, so too can exchange enrollees benefit from a muscular exchange that negotiates on their behalf for better choices and lower costs.

News Release | TexPIRG | Health Care

Bipartisan Health Care Fix Wins Obama Endorsement

The bipartisan Empowering States to Innovate Act (S. 248), which enables states to develop inventive policy solutions to the rising costs and dysfunctional insurance markets that plague our health care system, is a win-win for consumers and small businesses in states across the country.

Report | TexPIRG | Health Care

Building a Better Health Care Marketplace

Policy Brief #1: Ensuring Accountability: The opportunity to create a state exchange will allow Texas to increase competition and improve choices in our insurance market. However, to fully realize this opportunity, the exchange must be accountable to the public, and the individual and small business consumers who will buy their coverage through it.

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