TexPIRG Equifax091418

What's New

News Release | TexPIRG Education Fund | Consumer Protection

Questionable lending drives Texas to nation’s highest auto debt

The amount of money Texans owe on their cars is now at an all-time high  -- up 75 percent since the end of 2009 to $6500 per capita, the nation’s highest. Americans’ rising indebtedness for cars raises concerns about the financial future of millions of households as lenders extend credit to more and more Americans without the ability to repay, according to a new TexPIRG Education Fund report.

“Texans deserve both protection from predatory and unfair practices in auto lending, and a transportation system that provides more people the freedom to live without owning a car,” said Bay Scoggin, TexPIRG Director. “Texans shouldn't have to fight their way through a thicket of tricks and traps at the auto dealer just to get the transportation they need to get to work or school."

Access to a car is all but required in much of America to unlock opportunities for work, education and play. But the financial cost to households is steep: Transportation is the second-leading expenditure for American households, behind only housing.  

> Keep Reading
Report | TexPIRG Education Fund | Consumer Protection

Driving Into Debt

In much of America, access to a car is all but required to hold a job or lead a full and vibrant life. Generations of car-centric transportation policies – including lavish spending on roads, sprawl-inducing land use policies, and meager support for other modes of transportation – have left millions of Americans fully dependent on cars for daily living.

> Keep Reading
Blog Post | Solid Waste

Nestle plans to phase out plastic straws as more corporations respond to consumer demand

Nestle is responding to consumer demands to reduce plastic waste.

> Keep Reading
Blog Post | Public Health

Home Depot misses deadline to get toxic paint strippers off store shelves

Dozens of people have died. Yet in January, Home Depot was still selling the products that led to their deaths.

> Keep Reading
Blog Post | Public Health, Consumer Protection

How safe is our food? Not safe enough, says PIRG Consumer Watchdog team, and it's trending in the wrong direction

Unsafe food recalls in the U.S. are trending the wrong way. From 2013 to 2017, they rose 10 percent overall, and a whopping 83 percent for the most hazardous meat and poultry recalls.

> Keep Reading

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News Release | TexPIRG Education Fund | Consumer Protection

Questionable lending drives Texas to nation’s highest auto debt

The amount of money Texans owe on their cars is now at an all-time high  -- up 75 percent since the end of 2009 to $6500 per capita, the nation’s highest. Americans’ rising indebtedness for cars raises concerns about the financial future of millions of households as lenders extend credit to more and more Americans without the ability to repay, according to a new TexPIRG Education Fund report.

“Texans deserve both protection from predatory and unfair practices in auto lending, and a transportation system that provides more people the freedom to live without owning a car,” said Bay Scoggin, TexPIRG Director. “Texans shouldn't have to fight their way through a thicket of tricks and traps at the auto dealer just to get the transportation they need to get to work or school."

Access to a car is all but required in much of America to unlock opportunities for work, education and play. But the financial cost to households is steep: Transportation is the second-leading expenditure for American households, behind only housing.  

> Keep Reading
News Release | TexPIRG Ed Fund | Food

New report: Hazardous Meat & Poultry Recalls Nearly Double

AUSTIN -- From E. coli-contaminated romaine lettuce to Salmonella-tainted beef, major recalls in 2018 drove Americans to investigate their refrigerators for contaminated food and caused stores and restaurants to toss millions of pounds of meat and produce.  TexPIRG Ed Fund’s new report How Safe is Our Food? reveals that these recalls are part of a larger trend over the last five years indicating systemic problems with our current food safety system.

 

“The food we nourish our bodies with shouldn’t pose a serious health risk. But, systemic failures means we’re often rolling the dice when we go grocery shopping or eat out,” said Bay Scoggin, Texas Public Interest Research Group Education Fund Director. “Serious health risks are preventable through common sense protections from farm to fork.”

 

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News Release | U.S. PIRG | Financial Reform

U.S. PIRG and Leading Groups Demand Real Privacy Protection and Digital Rights

Today, U.S. PIRG joined leading consumer, privacy and civil rights groups to issue a Privacy Protection and Digital Rights Framework that must form the basis of any new federal privacy law. The release comes as a phalanx of big tech firms and their allies is urging Congress to instead enact a new law that serves them, but preempts stronger state laws and allows all current intrusive industry data collection, sharing and surveillance practices to continue unfettered by any aspect of consumer control or rights.

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News Release | U.S. PIRG Education Fund | Consumer Protection

Fiat Chrysler Settlement Fails to Protect Consumers

While we are glad that Fiat Chrysler is paying something for damaging the health of Americans and deceiving customers, this settlement does not go far enough. It neither ensures these violations of the public trust won’t happen again nor makes consumers whole.

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News Release | TexPIRG | Consumer Protection

New Guide Helps Consumers Get Great Deals on Refurbished Electronics

This holiday season, you can pay even less than you would on Black Friday for electronics, if you buy them used and refurbished. “Fixed for the Holidays” helps consumers purchase used items with confidence -- detailing what to buy, how to know if you are getting a good deal and where to shop.

“Not only can you save 20 percent or more by shopping refurbished, buying used products is better for the environment and cuts waste,” added Bay Scoggin, TexPIRG Director. “It’s a win-win for the person getting the electronics and his or her community.”

Our guide, published at www.TexPIRG.org/feature/usp/fixed-for-the-holidays has tips that help consumers buy refurbished products.

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Result | Democracy

Delivering one million petitions to President Obama on dark money

U.S. PIRG joined a broad coalition to deliver one million petitions from Americans, including U.S. PIRG members and supporters, calling on President Obama to shine a light on dark money, or secret political spending.

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30 years of toy safety

For the past thirty years, our sister organization U.S. PIRG Education Fund has taken a close look at the safety of toys sold in stores. Their reports have led to more than 150 regulatory actions. In November 2015, they released our 30th annual Trouble in Toyland report.

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Result | Democracy

Giving more Americans a greater voice in our elections

In our democracy, the size of your wallet shouldn’t determine the volume of your voice. In 2015, we helped win reforms in Maine and Seattle to ensure that more Americans have a greater say in our elections. Seattle’s Initiative-122 empowers small donors with “democracy vouchers” that can be donated to local candidates and lowers the cap on contributions. In Maine, the state’s Clean Elections Act was improved by strengthening campaign finance disclosure laws and offering qualifying candidates increased public funding.

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Result | Public Health

Convincing McDonald’s and Subway to protect public health

In 2015, bolstered by the support of more than 100,000 members and supporters, we convinced both McDonald’s and Subway to take action to protect public health. In March, just two days after we delivered more than 30,000 petitions to McDonald’s headquarters, the company announced that they would stop serving chicken raised on medically-important antibiotics. And in October, after more than 100,000 called on the chain to take action, Subway announced a similar policy for all the meat they serve.

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Result | Higher Ed

Protecting students from unfair bank fees

We helped win protections for students from unfair fees associated with campus bank accounts. The new rules, released by the U.S. Department of Education, ban some of the worst and most predatory fees that students encounter from banks.

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Report | TexPIRG Education Fund | Consumer Protection

Driving Into Debt

In much of America, access to a car is all but required to hold a job or lead a full and vibrant life. Generations of car-centric transportation policies – including lavish spending on roads, sprawl-inducing land use policies, and meager support for other modes of transportation – have left millions of Americans fully dependent on cars for daily living.

> Keep Reading
Report | TexPIRG Education Fund | Food

How safe is our food

Americans rely on a vast network of farms and businesses to provide safe food daily.  But in recent years, a string of high-profile recalls ranging from romaine lettuce to millions of pounds of beef to Ritz and Goldfish crackers have called into question the system developed to ensure safe food reaches people’s plates. The ubiquity of the problem can make grocery shopping a game of Russian Roulette where what a family has for dinner could make them seriously sick.

> Keep Reading
Report | TexPIRG | Consumer Protection

Fixed for the Holidays

Why Shop Refurbished?

Black Friday prices year-round: You can usually find great deals on used electronics, getting something that’s like-new, but for a sizable discount. Technically, the minute you open a new device, it becomes used, so the difference between a used and new item can be negligible. You can get an item that’s close to new at prices lower than Black Friday deals.

> Keep Reading
Report | TexPIRG | Transportation

Paying for Electric Buses

Most of America’s school and transit buses run on diesel, a highly-polluting fuel, but there is a better option. All-electric buses are here, and they’re cleaner, healthier and save money for transit agencies, school districts and bus contractors to run in the long-term. Diesel is internationally recognized as a dangerous carcinogen, and diesel exhaust contributes to several respiratory illnesses, including asthma. Children are particularly susceptible to the negative health effects of diesel exhaust because their lungs are still developing.

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Blog Post | Solid Waste

Nestle plans to phase out plastic straws as more corporations respond to consumer demand

Nestle is responding to consumer demands to reduce plastic waste.

> Keep Reading
Blog Post | Public Health

Home Depot misses deadline to get toxic paint strippers off store shelves

Dozens of people have died. Yet in January, Home Depot was still selling the products that led to their deaths.

> Keep Reading
Blog Post | Public Health, Consumer Protection

How safe is our food? Not safe enough, says PIRG Consumer Watchdog team, and it's trending in the wrong direction

Unsafe food recalls in the U.S. are trending the wrong way. From 2013 to 2017, they rose 10 percent overall, and a whopping 83 percent for the most hazardous meat and poultry recalls.

> Keep Reading
Blog Post | Public Health

Which stores make the grade for getting toxic chemicals off the shelves?

Out of the 40 largest retailers in North America, 19 lack any public policy to address toxic chemicals in the products found on their shelves.

> Keep Reading

Pages

Blog Post | Solid Waste

Nestle plans to phase out plastic straws as more corporations respond to consumer demand

Nestle is responding to consumer demands to reduce plastic waste.

> Keep Reading
Blog Post | Public Health

Home Depot misses deadline to get toxic paint strippers off store shelves

Dozens of people have died. Yet in January, Home Depot was still selling the products that led to their deaths.

> Keep Reading
Blog Post | Public Health, Consumer Protection

How safe is our food? Not safe enough, says PIRG Consumer Watchdog team, and it's trending in the wrong direction

Unsafe food recalls in the U.S. are trending the wrong way. From 2013 to 2017, they rose 10 percent overall, and a whopping 83 percent for the most hazardous meat and poultry recalls.

> Keep Reading
Blog Post | Public Health

Which stores make the grade for getting toxic chemicals off the shelves?

Out of the 40 largest retailers in North America, 19 lack any public policy to address toxic chemicals in the products found on their shelves.

> Keep Reading
Blog Post | Transportation

Austin's CapMetro board approves vision plan to electrify transportation

If the CapMetro board gets its way, the future of Austin's public transit system will be electric.

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Pages

News Release | TexPIRG Education Fund

The amount of money Texans owe on their cars is now at an all-time high  -- up 75 percent since the end of 2009 to $6500 per capita, the nation’s highest. Americans’ rising indebtedness for cars raises concerns about the financial future of millions of households as lenders extend credit to more and more Americans without the ability to repay, according to a new TexPIRG Education Fund report.

“Texans deserve both protection from predatory and unfair practices in auto lending, and a transportation system that provides more people the freedom to live without owning a car,” said Bay Scoggin, TexPIRG Director. “Texans shouldn't have to fight their way through a thicket of tricks and traps at the auto dealer just to get the transportation they need to get to work or school."

Access to a car is all but required in much of America to unlock opportunities for work, education and play. But the financial cost to households is steep: Transportation is the second-leading expenditure for American households, behind only housing.  

Report | TexPIRG Education Fund

In much of America, access to a car is all but required to hold a job or lead a full and vibrant life. Generations of car-centric transportation policies – including lavish spending on roads, sprawl-inducing land use policies, and meager support for other modes of transportation – have left millions of Americans fully dependent on cars for daily living.

Car ownership is costly, and often requires households to take on debt. In the wake of the Great Recession, Americans rapidly took on debt for car purchases. Since the end of 2009, the amount of money Americans owe on their cars has increased by 75 percent. A significant share of that debt has been incurred by borrowers with lower credit scores, who are particularly vulnerable to predatory loans with high interest rates and inflated costs.

Americans’ rising indebtedness for cars raises concerns for the financial future of millions of households. It also demonstrates the real costs and risks imposed by our car-dependent transportation system. Americans deserve protection from predatory loans and unfair practices in auto lending. Americans also deserve a transportation system that provides more people with the freedom to choose to live without owning a car.

Blog Post

Nestle is responding to consumer demands to reduce plastic waste.

Blog Post

Dozens of people have died. Yet in January, Home Depot was still selling the products that led to their deaths.

Blog Post

Unsafe food recalls in the U.S. are trending the wrong way. From 2013 to 2017, they rose 10 percent overall, and a whopping 83 percent for the most hazardous meat and poultry recalls.

Public Health

How safe is our food?

Our latest report examines recent food safety trends, case studies of national recalls, what they mean for our health, and what we should do about it. 

 

Consumer Protection

Congressional investigation concludes that Equifax breach was entirely preventable

The worst data breach in history could have been prevented with some basic security measures.

 

Consumer Protection

Watch out for unsafe toys

TexPIRG's “Trouble in Toyland” report found boron in slime, choking hazards without the proper warning labels, “connected” toys that pose a privacy risk and more.

 

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