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News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

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LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

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Blog Post | Transportation

A World Without Carbon Pollution – Closer Than You Might Think | John Olivieri

For many, a world without carbon pollution seems like a distant utopia. To some, this even seems unobtainable. The size and scope of the challenge before us can be daunting, yet, there is good news -- a world without carbon pollution is closer than you think.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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News Release | TexPIRG | Consumer Protection

Survey Finds Toxic or Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to the Texas Public Interest Research Group’s (TexPIRG’s) 26th annual Trouble in Toyland report. The report reveals the results of laboratory testing on toys for lead and phthalates, both of which have been proven to have serious adverse health impacts on the development of young children.  The survey also found toys that pose either choking or noise hazards.

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KVUE: Trouble in Toyland: dangerous, toxic toys found in local stores

Many people are getting ready to go shopping this Friday, one of the busiest shopping days of the year. Before you head out, a consumer interest group has a warning about what toys to stay away from.

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News Release | TexPIRG | Health Care

TexPIRG Statement on Supreme Court's recent announcement

The Supreme Court’s decision to hear arguments on the new health reform law means that soon, the question of its constitutionality will be settled, allowing states and policymakers to focus on lowering costs for consumers without being distracted by counterproductive lawsuits.

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News Release | TexPIRG | Transportation

Senate Transportation Bill Misses Opportunity for Historic Change

The Senate bill falls far short of the kind of decisive progress that America’s transportation system needs. America’s beleaguered transportation system is ailing and needs new direction for the 21st century, especially to become less dependent on oil. While this bill has some good provisions, it does not step up to the task. It contains some half measures and a few meaningful fixes, as well as real missteps that we hope will be addressed.

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Media Hit | Transportation

Dallas Observer: Latest Red Light Camera Study Questions the System's Financial and Safety Perks

The report, Caution: Red Light Cameras Ahead, examines private companies' agreements with municipalities (about 700 throughout the country) in states that allow automated traffic law enforcement. "Contracts between private camera vendors and cities can include payment incentives that put profit above traffic safety," the report says.

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