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Blog Post | Consumer Protection

Data Breach Here, Data Breach There, Data Breach Everywhere! | Ed Mierzwinski

UPDATED 10 June Re DHS Breach: If you shop with plastic, have health insurance, pay taxes, work for the federal government, or (fill in blank) you’re at risk of a data breach. And with so much information about you already available on the Internet, it’s best not to select easy-search security questions like “Where were you born?” or answers like “Pizza.” What’s your best defense against identity theft? No, it isn’t credit monitoring, it’s a security freeze.

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How Companies Turn Your Facebook Activity Into a Credit Score

This story in The Nation explains our work challenging the way data brokers use "black box," or secret, algorithms to make scoring decisions that may violate the law and deny credit opportunities. This work was also the subject of our recent livestream event featuring Professor Frank Pasquale and his new book, "The Black Box Society." We've now posted an archive of that event, in 3 chapters on our Youtube page.

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Blog Post | Consumer Protection

Event 5/11 re new book on black box decisionmaking & consumers | Ed Mierzwinski

UPDATED TO CONFIRM CFPB Speaker. We are hosting an event Monday, 5/11, from 9am-noon ET to discuss a new book, The Black Box Society, with author Frank Pasquale. Click Keep Reading to RSVP to attend in person or to watch the livestream. While credit bureaus have long functioned as black box gatekeepers to opportunity, panelists will discuss the growing use of more and more, even less transparent black boxes to categorize consumers in the digital economy.

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Report | TexPIRG Education Fund | Transportation

Who Pays for the Road

Many Americans believe – erroneously – that the money they pay in gasoline taxes and other “user fees” covers the cost of building and maintaining our streets and highways. In fact, local roads and bridges are almost always paid for through local property taxes, while the share of the nation’s highway construction and repair bill paid by gas taxes has been dwindling over time. Since 2008, the federal government has diverted $52 billion in general tax revenue to the Highway Trust Fund – more than the nation has spent to subsidize Amtrak in its entire 42-year history.

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News Release | TexPIRG | Higher Ed

Introduction of Education Reform Brings Students One Step Closer to Critical Aid

TexPIRG Higher Education Associate Rich Williams issued a statement on the student aid bill language released today by the leadership of the U.S. House of Representatives:

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News Release | TexPIRG | Higher Ed

TexPIRG Supports Student Aid Reform in Budget Reconciliation

"College students are graduating with deep student loan debt and borrowers are increasingly defaulting on their loans. We must make college more affordable and accessible now. In order to lower student loan debt, we need to increase grant aid—money for college that students don’t have to repay.

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News Release | TexPIRG | Transportation

TexPIRG and Texas Rail Advocates Praise Obama Administration for Kick-Starting High Speed Rail in Texas

That was the message that board members of the Texas Rail Advocates and TexPIRG Associate Elizabeth McClellan made clear today when they gathered at Dallas Union Station to release The Right Track, a new research report from TexPIRG.

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News Release | TexPIRG | Transportation

AUSTIN, TX: High-Speed Rail is on the “The Right Track”

Investment in high-speed rail will help solve our economic, energy, and environmental problems by creating jobs, cutting down on oil consumption, and reducing global-warming pollution. Those are some of the findings in The Right Track - Building a 21st Century High-Speed Rail System for America, a new report from the Texas Public Interest Research Group (TexPIRG).

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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