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Blog Post | Financial Reform

Banks Cook Books To Promote Wrong Choice Act, Attack CFPB | Ed Mierzwinski

Today the House Financial Services Committee takes up the so-called Financial Choice Act, which we call the Wrong Choice Act, to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and leave the CFPB an unrecognizable husk incapable of protecting consumers. Some 52 state bank associations urged support of the bill, based on a "cook-the-history-books" analysis of bank consolidation, which has not increased since 2010, even though they make the claim based on preposterous math.

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News Release | TexPIRG Education Fund | Tax

New Report Finds Texas A Leader in Special District Transparency

Texas leads the nation in ensuring transparency for special purpose districts, according to “Following the Money 2017: Governing in Shadows,” a new report by the TexPIRG Education Fund. The report analyzed 79 special districts across the country, including five in Texas, and found that several districts in the Lone Star State are leading the pack when it comes to transparency, with three of five districts earning “A”s.

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Report | TexPIRG Education Fund and Frontier Group | Budget

Following the Money 2017: Special Districts

Citizens’ ability to understand how their tax dollars are spent is fundamental to democracy. Budget and spending transparency holds government officials accountable for making smart decisions, checks corruption, and provides citizens an opportunity to affect how government dollars are spent.

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Blog Post | Financial Reform

Financial Choice Act: A Cruel Choice for the CFPB & Consumers | Ed Mierzwinski

UPDATED 4/25 with link to our letter to Congress. This week, on Wednesday 4/26, the House FInancial Services Committee holds a hearing on Chairman Jeb Hensarling's Financial Choice Act 2.0. It's a brutal un-do of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act that forgets, or ignores, the historical fact that reckless bank practices abetted by loose regulators wrecked our economy in 2008. A key goal of the proposal is to weaken the successful CFPB into an unrecognizable husk incapable of protecting consumers.

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News Release | TexPIRG | Consumer Protection

1600 Texans Complain of Aggressive Tactics to Collect Medical Debt

Medical debt collectors often employ aggressive tactics and attempt to collect debt from the wrong customers – putting consumers' credit records at risk, according to the consumer advocacy group TexPIRG. Since 2013 more than 1600 Texans have submitted medical debt complaints to the Consumer Financial Protection Bureau (CFPB) with Commonwealth Financial Systems being the most complained about company.

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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

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Media Hit | Transportation

12 of America's Biggest Highway Boondoggles

Given that expanding highways at great public cost doesn’t improve rush-hour traffic, there are better ways to spend this money, argue report authors Jeff Inglis of Frontier Group and John C. Olivieri of U.S. PIRG. They identify a dozen road projects, costing $24 billion in all, that are “representative” of the problem.

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News Release | TexPIRG | Health Care

TexPIRG Commends Congressman Doggett for Protecting Texas consumers from Crippling Drug Costs

The high cost of prescription drugs has been a perennial concern for Texas consumers. Rising prescription drug costs burden all Texans through rising health insurance premiums, rising costs for businesses, and a growing burden on state and federal budgets. In recent years, a new crop of life-changing yet extraordinarily expensive specialty drugs have come on the market, bringing new urgency to the issue. 

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News Release | TexPIRG | Health Care

TexPIRG Commends Congressman Doggett for Protecting Texas consumers from Crippling Drug Costs

The high cost of prescription drugs has been a perennial concern for Texas consumers. Rising prescription drug costs burden all Texans through rising health insurance premiums, rising costs for businesses, and a growing burden on state and federal budgets. In recent years, a new crop of life-changing yet extraordinarily expensive specialty drugs have come on the market, bringing new urgency to the issue. 

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Report | TexPIRG | Food

Recipe for Disaster

The recall of more than 500 million eggs from two Iowa egg farms is the largest but not the last of 85 recalls that have taken place in the year since food safety reform moved to the U.S. Senate. The U.S. House of Representatives passed the Food Safety Enhancement Act (H.R. 2749) on July 30, 2009. However, the Senate’s version of the bill – the FDA Food Safety Modernization Act (S. 510) – has languished while waiting for time on the Senate’s floor schedule.

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Report | TexPIRG | Consumer Protection

Chemical Insecurity

Across the United States, thousands of industrial facilities use and store hazardous chemicals in large quantities that pose major risks to their neighbors.  More than 100 of these facilities would each put at least one million people at risk of injury or death in the event of a chemical release.

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Report | TexPIRG | Health Care

Delivering on the Promise

The recently passed federal health care reform law will make significant changes in how health insurance and health care work for consumers, businesses, and local and state governments, as well as how insurers and providers operate.  But whether Americans experience improved care, lower costs and greater access depends largely on what happens next. This guide has been written to assist state policymakers and advocates as they engage with the numerous issues and opportunities presented by the new law.

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Report | TexPIRG | Transportation

Road Work Ahead

Over the last 50 years, America has built roads and bridges at a pace and scale that dwarfs most of the rest of the world. We’ve built a national highway network like no other, with more than 45,000 miles of interstate highway and 575,000 highway bridges.

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Report | TexPIRG | Transportation

The Right Track

America’s highways and airports are increasingly congested. Our nation’s transportation system remains dependent on oil. And our existing transportation infrastructure is inadequate to the demands of the 21st century.

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Blog Post | Financial Reform

Privacy, We've Got Tips and Ideas For You, Congress and Regulators, Too | Ed Mierzwinski

Problems with privacy and data security are all over the news these days. We've got you covered, from releasing a new report and consumer tips on the security freeze today to testifying to Congress (last week) on payment card security and speaking on a panel at the FTC tomorrow on Internet lead generation (what's that?). Oh, and we're waiting for answers to our questions to the CFPB about the credit bureau Experian joining the ranks of the breached. We've been busy as we explain in this "roundup" blog entry.

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Blog Post | Public Health

A Sub-stantial Achievement | Steve Blackledge

On October 20, Subway announced its plan to phase out antibiotics from its entire meat supply. This victory is just the next step of our mission to save antibiotics.

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Blog Post | Public Health

Victory: Subway Commits to Help Save Antibiotics | Steve Blackledge

Today, Subway announced a plan to phase out antibiotics from it's entire meat supply in response to mounting consumer demand for stronger action by the chain to help save antibiotics from overuse.

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Blog Post | Transportation

How Deadly are Your State’s Roads? | Sean Doyle

A new report by Michael Sivak and Brandon Schoettle at the University of Michigan Transportation Research Institute shows which states have the safest and most dangerous roads.  Here's how the states rank and what we can do about it.

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Blog Post | Consumer Protection

As CFPB Advances Consumer Protection, Attacks on CFPB Escalate | Ed Mierzwinski

This week, the CFPB took a major step toward establishing a regulation restricting the use of forced arbitration clauses in consumer financial contracts, which give companies what the CFPB's director said was a "free pass from being held accountable by their customers." Meanwhile, on Capitol Hill, powerful bank interests escalated their campaign to defund and defang the bureau, because it works for consumers, not them.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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