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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Blog Post | Financial Reform

We oppose latest effort to weaken CFPB, other bank regulators | Ed Mierzwinski

Today, the House Financial Services Committee holds its latest cattle-call markup of a package of industry-backed bills designed to weaken consumer, taxpayer, depositor and investor protections. We've signed a letter opposing the so-called TAILOR (Taking Account of Institutions with Low Operation Risk) Act, which piles redundant requirements onto the Consumer Financial Protection Bureau and other regulators to do what they already do by existing law--treat small banks and credit unions differently than mega-banks. Also, the PIRG-backed Americans for Financial Reform sent up a letter opposing the TAILOR Act and 6 more of the 10 bills on the agenda because they are designed to weaken consumer, taxpayer, depositor and investor protections.

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News Release | TexPIRG | Transportation

Report Examines Whether High-Speed Rail Should Be Public, Private or Both

A first-of-its-kind report released today examines whether high-speed rail should be public, private or both. The research report released by TexPIRG examines the experience with public-private partnerships for high-speed rail in other countries.  In addition to outlining the promises and pitfalls, the report recommends ten principles to protect taxpayers and the public under private financing deals.

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News Release | TexPIRG | Financial Reform

Historic Wall Street Reform Ready For Final Passage

Responding to the worst financial crisis since the Great Depression, the Senate this morning passed a motion to proceed (“cloture vote,” with 60 “Yes” votes required) on the Wall Street reform legislation.

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News Release | TexPIRG | Health Care

New Health Exchange Rules put States in the Driver's Seat

Statement of TexPIRG Advocate Melissa Cubria on today’s release of federal exchange regulations.

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Media Hit | Transportation

Fort Worth Weekly: Fire Sale

Over the last decade, the debacle of the Trans-Texas Corridor made the phrase “private toll roads” dangerous territory for any Texas politician. The plan to create massive toll-road corridors across the state, with foreign companies in charge and millions of acres of real estate at risk of being taken by eminent domain, drew furious grassroots opposition across the political spectrum. That backlash eventually killed the project — but not exactly with a stake through its heart. One bill now sitting on Gov. Rick Perry’s desk would authorize a slew of new privately operated toll roads across the state. Ironically, the “sunset” legislation was supposed to reform the Texas Department of Transportation, which got in hot water particularly because of the corridor proposal.

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News Release | TexPIRG | Transportation

New Report: Texas’ Seniors Will Face Poor Mobility Options

The first baby boomers turn 65 years old this year and seniors in Houston are in danger of being unable to get around. The largest generation in history, Boomers are also the most dependent on automobile travel. Yet by 2015, 68% of seniors ages 65 and older in the Houston area will live in communities with poor options for people who do not drive, according to a new report.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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