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Our team of researchers uncover the facts; our staff bring our findings to the public, through the media as well as one-on-one interactions; and our advocates are bringing the voice of the public to the halls of power on behalf of consumers.
An Independent Voice For Consumers
TexPIRG is a consumer group that stands up to powerful interests whenever they threaten our health and safety, our financial security, or our right to fully participate in our democratic society.
For decades, we’ve stood up for consumers, countering the influence of big banks, insurers, chemical manufacturers and other powerful special interests.
The amount of money Texans owe on their cars is now at an all-time high -- up 75 percent since the end of 2009 to $6500 per capita, the nation’s highest. Americans’ rising indebtedness for cars raises concerns about the financial future of millions of households as lenders extend credit to more and more Americans without the ability to repay, according to a new TexPIRG Education Fund report.
“Texans deserve both protection from predatory and unfair practices in auto lending, and a transportation system that provides more people the freedom to live without owning a car,” said Bay Scoggin, TexPIRG Director. “Texans shouldn't have to fight their way through a thicket of tricks and traps at the auto dealer just to get the transportation they need to get to work or school."
Access to a car is all but required in much of America to unlock opportunities for work, education and play. But the financial cost to households is steep: Transportation is the second-leading expenditure for American households, behind only housing.
In much of America, access to a car is all but required to hold a job or lead a full and vibrant life. Generations of car-centric transportation policies – including lavish spending on roads, sprawl-inducing land use policies, and meager support for other modes of transportation – have left millions of Americans fully dependent on cars for daily living.
Car ownership is costly, and often requires households to take on debt. In the wake of the Great Recession, Americans rapidly took on debt for car purchases. Since the end of 2009, the amount of money Americans owe on their cars has increased by 75 percent. A significant share of that debt has been incurred by borrowers with lower credit scores, who are particularly vulnerable to predatory loans with high interest rates and inflated costs.
Americans’ rising indebtedness for cars raises concerns for the financial future of millions of households. It also demonstrates the real costs and risks imposed by our car-dependent transportation system. Americans deserve protection from predatory loans and unfair practices in auto lending. Americans also deserve a transportation system that provides more people with the freedom to choose to live without owning a car.
With antibiotic-resistant "superbugs" becoming a growing public health crisis, Domino's Pizza is choosing to fight, rather than address, a call to action.
Nestle is responding to consumer demands to reduce plastic waste.
The Environmental Protection Agency (EPA) has decided that the economic benefits of spraying antibiotics on millions of citrus trees outweighs the cost of potential antibiotic resistance.
The World Health Organization has identified antibiotic resistance as one of the top 10 global health threats. That's why reducing antibiotic overuse in food production is so important.
McDonald’s, the largest purchaser of beef in the United States, has made a commitment to reduce medically important antibiotics use in its beef supply.
Your donation supports TexPIRG's work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.