Policy Brief #4: Ensuring Exchange Stability and Protecting Against Adverse Selection: The idea of creating health insurance purchasing pools, like those called for in the Affordable Care Act, is not a new one. In the past, many states have experimented with creating such pools, and their experience has shown that mechanisms like the exchange can succeed at improving choice and holding down costs.
The Property Rights Protection Act (PRPA) is genuine eminent domain reform and provides property owners in Texas with much-needed protections from profit-driven eminent domain for private gain. PRPA guards landowners from wrongful takings and ensures property owners that they will be fairly compensated for their land. It provides the people of Texas with strong safeguards to defend themselves against unlawful condemnations. PRPA minimizes conflicts of interest, increases transparency and enhances remedies so that the condemnation process is one which favors the people of Texas rather than the condemning entities in the state, while providing clarity and certainty to condemning entities when uses are necessary and justified.
Policy Brief #3: Spotlight on Small Business: While many Americans struggle with the rising costs and eroding quality of health care, the plight of small businesses stands out – lacking the advantages possessed by larger businesses, they face unique challenges.
Policy Brief #2: Negotiating for a Better Deal: A well-made state exchange can help deliver lower costs for individuals and small businesses. Just as big businesses negotiate with insurers, using the bargaining power of their employees to push for lower premiums, so too can exchange enrollees benefit from a muscular exchange that negotiates on their behalf for better choices and lower costs.
Policy Brief #1: Ensuring Accountability: The opportunity to create a state exchange will allow Texas to increase competition and improve choices in our insurance market. However, to fully realize this opportunity, the exchange must be accountable to the public, and the individual and small business consumers who will buy their coverage through it.